Misunderstandings about this insurance are very common & very costly.
by Erin Prutow, Esq.
You’re a trainer, barn owner, barn manager –why is it important to carry workers’ compensation insurance?
A busy hunter-jumper trainer needs help with stalls while away at horse shows and hires a stall cleaner to work at the farm every morning for the remainder of the show circuit. The diligent worker gets kicked by a stall-sour mare while mucking out stalls; as the business owner are you responsible for paying medical costs relating to this worker’s injury?
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